Businesses

JRG meets the full spectrum of needs for our clients, including financial planning, estate planning, managed risk products and group insurance. We serve all kinds of businesses, from sole proprietors to large corporations with hundreds of employees.

To ensure we can meet the needs of any size business, we’ve designed and manage exclusive products to bring the power of “large business buying” to everyone. These products include our ChamberChoice program available through Chambers of Commerce Service Corporation, our Consolidated Builders Benefits Trust program for professional builders, and our Health Alliance for Nonprofits for community organizations within the nonprofit health, human and social services sector. All of these programs take advantage of our dedicated Client Resource Center.

In addition, we work directly with businesses to provide a comprehensive list of services, including:

• Program design and comprehensive health benefits including dental and vision from all major insurance companies
• Group Life, Short & Long Term Disability, and Long Term Care Insurance
• Individual and group retirement programs, 401(k) set up and administration, and financial planning
• Property and casualty insurance, including workers’ compensation, liability, fire and casualty. To ensure we can provide for all of the needs of our clients, we partner with agents that have at least 20 years experience and access to the top insurance companies.

It’s not enough to simply offer the products. JRG is guided by three core beliefs when we service and manage employee benefits plans. We believe in Strategic Planning, Five-Star Client Service and Cutting-Edge Technology.

Strategic Planning

“What can you afford?” is a terrible approach to benefits, retirement planning or property/casualty insurance. “What do you need?” is a better place to start, and allows for a plan aligned with your goals. Everyone is concerned about price. Even with soaring healthcare costs, there are creative ways to deliver quality solutions that provide a company and its employees what they need.

We recommend that our Clients make employee benefits and risk management and financial planning a strategic initiative. By defining objectives and developing an action plan based on meeting those objectives, we ensure an organized, complete approach to fulfilling you and your employees’ needs. Our strategic planning services include evaluations of characteristics such as access, service and price to ensure a proper balance is achieved. Strategic planning also shields your plan from becoming obsolete as new trends and market factors emerge.

Finally, because cost effective and unique employment benefits are tools in recruiting employees, we focus on the client’s industry: we look at geography, demographics, and employee needs and attitudes and make recommendations on the coverages, resources and services the client should offer its employees in order to be competitive.

Five-Star Client Service

No one, anywhere, at any price will provide you with the service and experienced team you’ll find at JRG. Period. To ensure we provide the level of service you demand, JRG evaluates the quality of the Client Resource Center by utilizing an employer satisfaction survey. For example, we evaluate the feedback concerning customer service response time, quality of service delivered and overall service provided. We summarize the results of the survey, provide the necessary feedback, and make any changes or take any action necessary to resolve specific issues that are found via the survey.

We simply never stop working to provide a better experience than you can find elsewhere.

Cutting-Edge Technology

Through our online HR tools, we provide 24/7 access to your company’s benefits information for all of your employees, significantly reducing your time fielding benefits questions and empowering your employees to manage their own benefits. They get what they need when they need it. It’s an outstanding tool to demonstrate that you’ve taken time to invest resources for their well-being. We also provide technology for billing and account maintenance at the level you would expect from a premier insurance brokerage and consulting firm.